Finance Products
LVS has, over the years, developed a uniqe selection of finance plans, bespoke if required, to service both the business drivers  and the private motorist. LVS, in partnership with High Street Bank backed motor finance specialists and manufactures in house finance companys offers a totaly inependent finance solution.;
Types of contracts.
There are a number of different types of finance contracts available to cater to your business or personal requirements.
Business Contract Hire ( Business users)
By far the most popular product for business users offering fixed and inflation proof vehicle costs and reducing administration to an absolute minimum, especially when the comprehensive maintenance option is included. This VAT and tax efficient package offers business users a fixed payment plan on two levels, with or without maintenance.
Personal Contract Hire
Becoming the prefered finance plan for private users offering as with Business Contract Hire,  fixed and inflation proof vehicle cost . Private users can benefit from a discounted maintenance package for light use low mileage contracts.VAT is included on these plsans
Contract Purchase (Business use)
Designed for companies who want to own their vehicles whilst balancing outlay against residual loss. Becoming very popular with companies running high value cars as this plan normally offers preferential taxation benefits to any other form of funding on this sector of vehicles.
Finance Lease (Business use)
A popular funding method for those VAT registered companies who wish to handle the administration of their company vehicles themselves. This plan also allows non VAT registered companies to ‘spread the load’ of VAT especially useful on commercial vehicles avoiding the need to pay the VAT in advance. The hirer can spread the entire VAT cost over an agreed primary lease period or pay reduced rentals with the inclusion of a final payment based on the anticipated resale value. On Finance Lease plans this final payment is the responsibility of the person who signs the contract.
Personal Contract Purchase (Personal use)
A Personal Contract Purchase plan allows you to enjoy a choice of new or used vehicles on a fixed term for a fixed budgeted monthly payment. An all-inclusive maintenance, tyres and breakdown package can be added if required to compliment the manufacturers warranty packages giving totally controlled expenditure. At the end of the contract you have several options. Hand the vehicle back with no further payment. (subject to contract terms & conditions),retain the vehicle on payment of the GFV (Guaranteed Future Value) either in full or negotiate new finance agreement. Part exchange the vehicle for your next vehicle on whichever finance plan you chose.
Hire Purchase and conditional sale. (Business & personal use)
LVS has teamed up with several of the most competitive vehicle finance specialist enabling us to offer the most competitive HP and Conditional Sale rates currently available in theUK. With other forms of credit, such as a loan or credit card, the goods you buy belong to you straight away. When you use HP you don’t technically own the goods until you’ve paid all the money specified on the contract. There are however positive benefits enjoyed by the consumer when undertaking HP agreements.